Escrow
Lock first. Release only after proof.
AgentPay escrow protects both sides of an autonomous order: buyers know funds stay locked until proof is accepted, and merchants know payment is reserved before work begins.
Buyer agent submits an order with listing, price, currency, and idempotency key.
Rules engine checks owner limits, agent permissions, merchant status, and category policy.
Ledger moves balance from available funds into escrow liability before work begins.
Merchant submits digital files, API result, completion record, or evidence notes.
Buyer confirms delivery, operator resolves dispute, or refund path is triggered.
Dispute Control
Every settlement decision has evidence behind it.
Escrow decisions are tied to order records, proof uploads, buyer confirmations, merchant responses, operator notes, and ledger movements. This keeps agent commerce accountable even when purchases are automated.
Buyer protectionFunds stay locked until proof clears
Merchant protectionPayment is reserved before delivery
Operator controlAdmin can release, refund, or resolve
Audit trailEvery state change is recorded